PrivacyOne's 2nd Identifier
renders stolen data useless


APS's patented technology will increase security by protecting the encrypted data on any payment card with fail-safe authentication of a method known only to the card holder and transaction data base.

This ensures the transaction will be protected with maximum security and the benefit of significantly reducing card fraud.

Positive customer experience is an important key to the success of any company’s bottom line. In a similar fashion consumers want to play a role in protecting their good credit standing. Our system offers that benefit to both parties by offering the consumer control of the transaction validation process.

Studies have consistently demonstrated that real-time confirmation reduces bank card-(non-present fraud) and improves customer satisfaction. Thus APS allows small and large companies alike to identity fraud at the point of sale or transaction.

An innovative and patented account management system for identification of stolen card data at the very moment when attemps are made to purchase goods and service.

Biometric and secondary validation are cornerstones of the APS patented technology and include secondary authentication through:


  • Credit-debit cards
  • Government issued ID
  • Student ID
  • Passport
  • Birth certificate
  • Airline tickets
  • Driver license
  • Magnetic stripe
  • Chip like
  • Smart cards
  • RFID
  • Barcode


  • Fingerprint
  • Iris retinal scans
  • Facial characteristic
  • Voice print
  • Hand geometry
  • Hand writing sample
  • DNA sequence characteristics


  • Cell phone
  • Voice mail
  • Interactive voice mail
  • Text SMS format
  • E-mail
  • And "multi-factor" combinations


  • Seamless real-time authentication for POS and online transactions
  • Instills trust and loyalty with an non-invasive approach
  • Enterprise risk management strategy
  • A more positive customer experience
  • Reduced costs and liabilities

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